RV Loans & Boat Loans
Good or Bad Credit
We search nationwide for the best RV and boat financing programs.
NATIONWIDE
LOW RATES We search nationwide for the best rv and boat loan rates and terms for you. Even if you have past credit problems. |
PROTECT
YOUR CREDIT We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time. |
FAST, EASY
APPROVAL Sign and submit your documents right from your smart phone and we can have your application funded in as little as 48 hours! |
Stuck at home? So are we!
Our process is 100% online.
Only The Best RV & Boat Loan Service
At Boat & RV Financing, we search the nation for the best RV and boat loan lenders we can find. We take the guesswork out of finding the best RV and boat loan rates.
We want to build a life-long partnership in helping you get out there and live your best life. Let us find the right RV or boat financing program for you so you can go out there and shop for the best deal! |
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Our Process Is Easy
Apply Online
Use our DigiCert Norton VeriSign Secured website to submit your information. |
We Find Your Match
We verify your information and match you with the right nationwide RV or boat loan program. |
Sign & Drive!
Sign your closing docs right from your phone then pick up your RV or boat with a check in hand. |
By The Numbers...
17
Years In Business |
41
Team Members |
233,041
Customers |
$4,942,428,683
Applied For |
Compare Our RV & Boat Loan Programs
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Bad Credit Financing Program
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Good Credit Financing Program
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30 DAY RATE GUARANTEE
When it comes to Boat Loans, we make it simple. Lock in your rate today for 30 days!
A Little About Boat & RV Financing in Elkhart, Indiana
We have been in business for almost two decades and also have the highest possible rating from the Better Business Bureau. We are built up of a team of over 40 boat and RV specialists and have over 200,000 customers that we have already served and are currently servicing. Our main goal as a company is to bring the best RV and boat loans available to customers because we think everyone should live with the luxury of owning their own RV or boat.
How Boat and RV Loans Work?
Loans for RVs and boats are similar to loans you would get for a home or a car. The process is 100% online, you can apply for a boat or RV loan right from your computer, smart phone, laptop, or tablet. When you get to the income part of the application, as long as your spouse is listed as a co-applicant on the application you may count their income as well as your own.
With our company, you could have an approval for your loan within 48 hours of applying. Applying with us is Norton secured and powered by Verisign to protect your crucial information needed to apply for boat and RV loans. After we receive your application and approve you for the loan we will then match you to the best possible lender for your new boat or RV. After we match you with the best possible lender fit for your needs, you can then sign the documents necessary and buy your boat or RV with the check in hand. We do not charge any application fees for applying for a boat or RV loan.
How is the Loan Calculated?
The RV loan calculator and the boat loan calculator are fairly similar. Your loan is calculated by a number of factors such as your location, your credit history, the age of the RV or boat you are financing, and the amount that you are financing. All of the rates that we offer are fixed APRs and range between 3.64% to 17.99% based on your information you have entered into your online application. Our terms are offered from 5 years to 20 years so you always have the option of making the lowest payment possible. We typically set you up for the 20 year term so that you have longer to pay off your loan and also so that your payments aren’t so high. If you would like a smaller term, such as the 5 year term, you can talk to the loan officer that you are working with and they will work out the smaller term that works better for you so that you can pay your new boat or RV off quickly.
What is Zero-Down Financing?
The lenders we use often require at least a 10-15% down payment but for some of our customers we offer zero-down financing. You can also get pre-approved by giving us an example of what you are looking to buy so it can be approved by our lenders. When you find exactly what you are looking for, you can then discuss it with the loan officer and they can help you get the loan that is best suited for you. Your approval for your boat or RV loan is valid for 30-90 days after receiving your approval, depending on the lender.
What are the RV and Boat Loan Programs for Good and Bad Credit?
We offer boat or RV loans to individuals with bad credit, and individuals with good credit!
What Does Buyer Freedom Mean?
We want our customers to be able to buy from any seller that they choose, this is called buyer freedom. This simply means that you do not have to buy from a boat or RV dealer, you also have the option to buy from a private party. You as the buyer have the freedom to purchase from any seller in the United States as long as the seller can supply the correct documents to verify that they are the owner of the unit. Even if the seller has a lien on the unit, we will work with the seller and lien holder so that we can ensure that a free and clear title can be then transferred into your name.
Some of the units we finance are as follows:
Although we offer this buyer freedom to our customers, we are unable to offer financing to any units that have a damaged, salvaged, rebuilt, or any other branded title.
Who Has The Best Boat and RV Financing in Elkhart?
We search nationwide for the best boat and RV financing programs available to you with the lowest rates possible. We only will send you to one matching lender at a time so there is less confusion for you. We want to help you have a great boat or RV buying experience so that you can go find the best deal available. We do also offer refinancing programs for amounts that exceed $75,000 but you must have a 12 month payment history and a good minimum credit score of 690.
Our company strives to build life-long relationships with all of our customers. Out of over 6,000 reviews, we have a 4.5 out of 5 star rating from our customers. We do charge a service fee but it is factored into your loan agreement and our fee ranges from $0-$495. You can give us a call at 574-701-3599 if you have any questions or concerns, one of our experienced team members will be happy to assist you in applying for your boat or RV loan today!
We have been in business for almost two decades and also have the highest possible rating from the Better Business Bureau. We are built up of a team of over 40 boat and RV specialists and have over 200,000 customers that we have already served and are currently servicing. Our main goal as a company is to bring the best RV and boat loans available to customers because we think everyone should live with the luxury of owning their own RV or boat.
How Boat and RV Loans Work?
Loans for RVs and boats are similar to loans you would get for a home or a car. The process is 100% online, you can apply for a boat or RV loan right from your computer, smart phone, laptop, or tablet. When you get to the income part of the application, as long as your spouse is listed as a co-applicant on the application you may count their income as well as your own.
With our company, you could have an approval for your loan within 48 hours of applying. Applying with us is Norton secured and powered by Verisign to protect your crucial information needed to apply for boat and RV loans. After we receive your application and approve you for the loan we will then match you to the best possible lender for your new boat or RV. After we match you with the best possible lender fit for your needs, you can then sign the documents necessary and buy your boat or RV with the check in hand. We do not charge any application fees for applying for a boat or RV loan.
How is the Loan Calculated?
The RV loan calculator and the boat loan calculator are fairly similar. Your loan is calculated by a number of factors such as your location, your credit history, the age of the RV or boat you are financing, and the amount that you are financing. All of the rates that we offer are fixed APRs and range between 3.64% to 17.99% based on your information you have entered into your online application. Our terms are offered from 5 years to 20 years so you always have the option of making the lowest payment possible. We typically set you up for the 20 year term so that you have longer to pay off your loan and also so that your payments aren’t so high. If you would like a smaller term, such as the 5 year term, you can talk to the loan officer that you are working with and they will work out the smaller term that works better for you so that you can pay your new boat or RV off quickly.
What is Zero-Down Financing?
The lenders we use often require at least a 10-15% down payment but for some of our customers we offer zero-down financing. You can also get pre-approved by giving us an example of what you are looking to buy so it can be approved by our lenders. When you find exactly what you are looking for, you can then discuss it with the loan officer and they can help you get the loan that is best suited for you. Your approval for your boat or RV loan is valid for 30-90 days after receiving your approval, depending on the lender.
What are the RV and Boat Loan Programs for Good and Bad Credit?
We offer boat or RV loans to individuals with bad credit, and individuals with good credit!
- Good Credit Financing Program
- Your credit score must be a minimum of 690.
- You must have no recent late payments.
- You must have no bankruptcies on your record.
- You may buy from any seller, we call this buyer freedom.
- You will receive reduced credit inquiries.
- Your rates can be as low as 3.79%.
- You will receive access to a free value checker for your boat or RV.
- Bad Credit Financing Program
- Your credit score must be a minimum of 590.
- Some late payments on your record are ok.
- Past bankruptcies on your record are ok.
- You may buy from any seller, we call this buyer freedom.
- You will receive reduced credit inquiries.
- Your rates can be as low as 7.90%.
- You will receive access to a free value checker for your boat or RV.
What Does Buyer Freedom Mean?
We want our customers to be able to buy from any seller that they choose, this is called buyer freedom. This simply means that you do not have to buy from a boat or RV dealer, you also have the option to buy from a private party. You as the buyer have the freedom to purchase from any seller in the United States as long as the seller can supply the correct documents to verify that they are the owner of the unit. Even if the seller has a lien on the unit, we will work with the seller and lien holder so that we can ensure that a free and clear title can be then transferred into your name.
Some of the units we finance are as follows:
- Boats
- RVs
- Cargo/Utility Trailers
- Jet Skis or Other Person Watercrafts
- Motorcycles
- Snowmobiles
- Some Flatbed Trailers
- Lawn Equipment
- ATV
- UTV
- Livestock Trailers
- Car Haulers
Although we offer this buyer freedom to our customers, we are unable to offer financing to any units that have a damaged, salvaged, rebuilt, or any other branded title.
Who Has The Best Boat and RV Financing in Elkhart?
We search nationwide for the best boat and RV financing programs available to you with the lowest rates possible. We only will send you to one matching lender at a time so there is less confusion for you. We want to help you have a great boat or RV buying experience so that you can go find the best deal available. We do also offer refinancing programs for amounts that exceed $75,000 but you must have a 12 month payment history and a good minimum credit score of 690.
Our company strives to build life-long relationships with all of our customers. Out of over 6,000 reviews, we have a 4.5 out of 5 star rating from our customers. We do charge a service fee but it is factored into your loan agreement and our fee ranges from $0-$495. You can give us a call at 574-701-3599 if you have any questions or concerns, one of our experienced team members will be happy to assist you in applying for your boat or RV loan today!
