560 MINIMUM SCORE
We ignore many types of collections, late payments or past bankruptcy including medical and student loan debt.
PROTECT YOUR CREDIT
We reduce inquiries sometimes to zero by pre-qualifying you and only sending you to one matching lender at a time.
NO HIDDEN FEES
None of our lenders charge hidden fee such as pre-payment penalties you'll find on other sites.

Stuck at home? So are we!
Our process is 100% online.

BOAT FINANCING FOR PAST CREDIT ISSUES

Whether you have great credit or bad credit , we give your boat financing application a fair shake. We'll do everything we can to find a boat loan program for you or our services are totally free.

Get Started Now for a free boat loan quote and see what rate we can offer you.

Save your credit from excessive inquiries by applying with Boat & RV Financing. No more need to apply at multiple dealerships!

Our Process Is Easy

Apply Online
Use our DigiCert Norton VeriSign Secured website to submit your information.
We Find Your Match
We verify your information and match you with the right nationwide boat loan program.
Sign & Drive!
Sign your closing docs right from your phone then pick up your boat with a check in hand.

Our Customers Love Us

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By The Numbers...

17
Years In Business
41
Team Members
233,041
Customers
$4,942,428,683
Applied For

Boat Loan Payment Estimates

See just how low your payments can be with our bad credit boat financing programs using today's boat loan rates.
Scores 650 - 679
$10,000
as low as
$119
MONTHLY
​7.90%
$25,000
as low as
$215
MONTHLY
7.90%
$50,000
as low as
$474
MONTHLY
7.90%

Scores 630 - 649

$10,000
as low as
$155
MONTHLY
13.99%
$25,000
as low as
$287
MONTHLY
13.99%
$50,000
as low as
$655
MONTHLY
13.99%

Scores 560 - 629

$10,000
as low as
$180
MONTHLY
17.95%
$25,000
as low as
$339
MONTHLY
17.95%
$50,000
as low as
$803
MONTHLY
17.95%

Bad Credit Boat Loan Program Guide

Program Highlights
  • Rates As Low As 7.90%
  • Terms Up To 15 Years
  • Reduced Credit Inquiries
  • Buyer Freedom (Buy From Any Seller)
  • Free Boat Value Checker
  • Expert, Friendly, Loan Officers
  • 24 Hours Approval Timeline
  • Express Funding In 72 Hours
Program Requirements
  • 560 Minimum Score
  • Must Be Above $10K
  • 10% Down Preferred
  • 2008 or Newer Models (Older case by case)
  • Recreational Use Only
  • Past Bankruptcy OK
  • Some Collections or Late Payments OK
  • Debt Ratio Under 40%

A Company You Can Trust

RV Industry Association Member
We are a contributing and accredited member of the RVIA.

Visit RVIA.org
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Our online application is secured with the most trusted name in online security.

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​A+ BBB Rating

We have the highest possible rating from the Better Business Bureau.

BBB Profile